Ashraf has over 25 years of Life and Health Insurance and Reinsurance experience combining management, technical and financial aspects of the business. Ashraf joined Reinsurance Group of America (RGA) in 2010 as Managing Director – Middle East and have successfully established presence of RGA in multiple markets in the region; running out of RGA Middle East office in Dubai, a fully pledged team of 25 professionals that covers all operational aspects of life and health insurance. Prior to that Ashraf had more than 10 years association with American Life Company (now MetLife) during which he covered senior roles in different areas of the Middle East, Africa and South Asia (MEASA) operations. Ashraf worked with several other companies in the region; Arig in Bahrain, Al Khazna Insurance Company in UAE and Al Nisr Al Arabi Insurance Company in Jordan. Ashraf holds a Bachelor’s Degree in Economics and Managerial Science and Chartered Insurance Qualification.