Who We Are

Our Vision & Mission

Our vision is to be a trusted and independent voice for the insurance community. To support and promote the interests of our members and the development of the insurance industry as a whole.

"Our industry is undergoing a period of change influenced by the political, economic and technological landscape.

We must work together, to share knowledge and expertise, to help us all understand the emerging risks, challenges and opportunities that we will inevitably face."

- Simon S. Price CEO DIFCIA

The Insurance Community

Being a member of the DIFC insurance association means joining a diverse community of professionals passionate about insurance. We have a broad  range of member firms from:

  • Insurance companies, underwriting agencies, managing general agencies, coverholders, Lloyds Syndicates and any other entity acting principally for a risk carrier which are based in the DIFC.
  • Insurance and reinsurance brokers, captive managers and all other intermediaries based in the DIFC.
  • Any other entity offering services to the insurance industry, such as lawyers, rating agencies, actuaries, compliance consultants, risk management firms, loss adjusters etc. These can be based in any location but must have a connection with the DIFC insurance industry.

What we do


We serve as a representative for the industry and its members by advocating for their interests and concerns to government agencies, regulatory bodies, and other organisations. Such as the Dubai Financial Services Authority.


We provide opportunities for members to network and build relationships with other businesses in their field, which can lead to increased collaboration, knowledge sharing, and business opportunities. 

Information Sharing

We members informed about the latest trends, developments, and changes in the industry, and act as a connduit for educational resources and training opportunities.

the team

Our Board

Ashraf Al Azzouni

RGA Reinsurance Company Middle East

Omar Gemei

Marsh Management Services (MENA)

Lina Hantas

Westfield Speciality (ME) Ltd

Yolla El Khoury

ACE Gallagher Holding W.L.L.

Fawzi Omari

Chaucer MENA Underwriting Limited

Simon S. Price

DIFC Insurance Association


Ahmed Rajab

SHIELDS Reinsurance Brokers

Zahir Sharif

Now Health International

Philip Story

Investors Trust Assurance (ME) Ltd

Our Objectives

Our Objectives

To represent the collective interests of members within the DIFC and outside the DIFC.

To be a platform for dialogue amongst members to exchange views on market issues, discuss market practices in order to improve transparency and professionalism.

To improve market efficiency and facilitate and encourage co-operation amongst members.

To contribute to the development of the DIFC as the premier (re)insurance market in the region, and to promote best practice and high business and ethical standards between members within the DIFC (re)insurance community.

To engage with regional insurance regulators and trade associations, and assist regional governments and legislators in raising standards and policy development for the insurance industry.

To contribute to the development of better underwriting skills and upgrade expertise in the region by promoting insurance and risk management education, training and arranging market seminars.

To develop the DIFC market to become a specialized centre of excellence including conducting research work, producing industry reports, and developing market data and statistics.

To facilitate the better understanding of Takaful and Re-takaful business amongst market players, and to contribute to the development of Takaful and Re-takaful business from the DIFC.

To interact with international bodies as may be necessary, including international trade associations, international standard setting bodies, and others involved with the insurance industry.

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